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Settlements

ACH payment desk

Accept checking or savings. Routing numbers are checked with the ABA checksum and mapped to the issuing bank when known. Account numbers are used once to mint a token, then discarded. Nothing full-length is written to storage.

Vault a bank account

ACH authorization

Checking or savings. Routing is validated with the ABA checksum. The full account number never leaves this session — only last four and a token are kept.

Account type
Use

On file

Tokenized accounts

No accounts vaulted yet.

Originate

Send ACH